Offsets are a great tool for you to reduce the amount of time it takes to pay off your loan or to reduce the amount you have to repay (if it is an interest only loan). Most lenders will charge you a slight premium for it, so it is good to work out how much you can save against how much extra your lender is charging you in order to determine if it is worth having an offset for your home loan.
Home Loan Offset Calculator
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